Insurance

Does RCH accept my insurance?

Yes, all insurance carriers are accepted by RCH. However, it is in your best interest to learn from your insurance carrier if RCH is considered one of their “network providers”. If your insurance carrier considers RCH outside of their network, contact RCH’s billing department to see if RCH can be included. The benefit of working with a medical provider that is designated as a “network provider” by your insurance carrier can translate into fewer out-of-pocket expenses passed onto you as the patient.

RCH also provides a courtesy pre-certification service with regard to major medical procedures such as an MRI, CT Scan, radiology tests or surgery to ensure your insurance will cover the procedure.

If I have insurance, what is my responsibility?

Each time you receive services from the hospital, RCH requests your insurance card for proper claim submission to your insurance provider. After your insurance carrier has paid its portion of your bill, RCH sends you a summarized bill asking for the remaining balance not covered by insurance.

If you pay this balance in full within 30 days of the statement date, you will receive a 25% discount as indicated on the bill. If you prefer to pay monthly on the account balance versus paying it in full, call 785-688-4407 to make payment arrangements. This does not apply to RCH Clinics.

RCH Business Office

Monday – Friday
8 a.m. to 4:30 p.m.

785-688-4407

How can I get on a payment plan if I can’t afford to pay my bill all at once?

Call 785-688-4407 for payment arrangements. Financial assistance is available for those who qualify, and RCH can assist in directing you to a number of resources.

What if I don’t have insurance?

If you do not have health insurance coverage, you are responsible for the account balance on the summarized bill once it arrives. If you are unable to pay immediately, a flexible payment option is available by calling 785-688-4407.

Financial assistance is also available for those who qualify, and RCH can assist in directing you to a number of resources including helping you to become insured through the Marketplace, see below.

Need Health Care? Apply for Private Health Insurance.

RCH offers counseling services to complete applications for private health insurance coverage. Plans are available for everyone and cover essential health benefits, pre-existing conditions and include preventative care. Visit with RCH’s Certified Application Counselor:

Anissa Stewart
anissa.stewart@rch.health
785-688-4407

Available by appointment only. 

Step 1: Complete Application

RCH’s Certified Application Counselor offers full-service assistance to complete your application. Application results are immediate and no one will be denied coverage based on pre-existing conditions.  Your income will determine if you qualify for premium tax credits and savings on out-of-pocket costs. With these budgetary items known, you can now pick your plan. 

Step 2: Pick a Plan

You have the freedom to select the coverage you want based on your needs. Some plans offer low monthly payments and have higher deductibles/co- pays while others offer lower deductibles/co-pays with higher monthly premiums. The choice is yours.

Step 3: Coverage Begins

Coverage can begin as early as 15 days depending on date of enrollment. Those enrolled by the 15th of the previous month receive coverage sooner than those who enroll after the 15th of the month.

Example:

A 28-year-old female, nonsmoker with an annual income of $22,000 selects a plan with 50% coinsurance and a $6,500 deductible. Her selected plan will cost her $289 per month. If she does not qualify for subsidies, she would purchase her selected plan at the original rate of $289. However, in this case her income qualifies her for subsidies in the amount of $270, making her monthly payment $19.

When to apply:

Open Enrollment is typically held in the fall for coverage beginning on January 1 of the following year. Visit healthcare.gov for this year’s open enrollment dates. Special Enrollment outside of the designated open enrollment period requires a life-changing event to qualify. Examples of life change events include, but are not limited to:

  • Marriage / divorce

  • Becoming pregnant / having a baby / gaining or losing a dependent

  • Moving out of state

  • Change in disability status

  • Change in employment / income

  • Change in health coverage through employment or other programs

Open enrollment for 2023 coverage is November 1 to January 15, 2023. Special enrollment outside of these dates is available if you’ve had a life-changing event that qualifies as listed above. 

What is needed to apply:

  • Home and/or mailing addresses for everyone applying for coverage

  • Social Security Numbers

  • Employer and income information for every member of your household (for example, from pay stubs or W-2 forms)

  • Other forms as necessary based on legal residence, income and employer-based programs 

Visit with RCH’s Certified Application Counselor for a complete list or go online to healthcare.gov.

Cheyenne Armbruster-Wahrman, PA-C

Specialty: Family Medicine

Bio:

Cheyenne Armbruster-Wahrman grew up in Plainville and graduated from Plainville High School in 2013. She chose primary care because she enjoys seeing a wide variety of health conditions and age ranges. Armbuster-Wahrman’s philosophy is to always make her patients feel comfortable talking to her and to ensure they know she is there to listen to their health concerns.

She loves the close relationships that small-town living fosters, and Plainville’s close-knit community spirit is evident in the way everyone rallies together to help those in need.

In her free time, she enjoys relaxing with her family and friends. She recommends RCH as a workplace to fellow Primary Care Providers because of the opportunity to get to know patients inside and outside the clinic, as well as the supportive environment among providers, especially for those new to the profession.

Education:

  • Wichita State University; 2022
 
 

Mary Takaishi, PA-C

Specialty: Family Medicine

Bio:

Mary C. Takaishi, PA-C, chose to pursue primary care after her family experienced her sister’s premature birth, which involved numerous hospital and doctor visits. Despite initially aspiring to be an astronaut, her dream shifted after a touching encounter with an elderly man with Parkinson’s Disease during a college Christmas caroling event. This encounter ignited her desire to pursue a medical career, leading her to attend PA school to provide care and support to those in need.

Takaishi’s approach to patient care is characterized by compassion and empathy. She strives to create a welcoming environment where patients feel at ease discussing their health concerns. Beyond the clinic, she actively engages in community services, volunteer work, and public health initiatives.

Originally from Olathe, KS, Takaishi practiced medicine in South Central Kansas before settling in Rooks County with her wife. She prefers the rural setting for raising her daughter over a metropolitan area. On weekends, she enjoys spending time with her daughter and tending to her own self-proclaimed “funny farm”.

Education:

  • Wichita State University; 2006
 
 

Daniel J. Sanchez, MD

Specialty: Family Medicine

Bio:

Dr. Daniel Sanchez is a family medicine physician. He joined the staff at Rooks County Health Center in 1993. He enjoys preventive medicine — fixing risk factors before they cause problems.

He lives in Plainville with his wife, Karen, and their two children.

Education:

  • Residency: Family Medicine at Saint Joseph Hospital; 1993
  • Doctorate of Medicine: Loma Linda University; 1990
  • Bachelor of Arts in Theology/Chemistry Minor: Union College; 1986

Statement:

During medical training, I liked a bit of everything I did and Family Medicine became a very logical choice.  To follow a patient over many years, often treating generations of the same family, gives many insights into a person’s make-up–physically, mentally, emotionally and spiritually. 

I once asked a friend’s dad who was a general practitioner (the term used in that day) what his favorite part of medicine was and he told me preventative medicine.  I asked him what that meant and he said it was about helping people become and stay healthy so they wouldn’t get sick.  “Boring!” I thought.  I wanted to save lives, remove disease and do heroic things.

Now I understand.  We can really abuse our health and then bring our broken bodies for a doctor to try and heal, but how much better to take care of it in the first place and maintain it in good working order.  I understand my mentor’s line of thinking. 

My medical school’s motto is, “To Make Man Whole”.  That is my deepest desire, to restore the whole person to his or her greatest potential and maintain the highest quality of life possible.

Cynthia Peticolas, DMD

Specialty: Dentistry

Bio:

Dr. Cynthia Peticolas is a seasoned dental professional with over 30 years of experience. Dr. Peticolas was born in Maryland, but when she was a year old, her father landed a job with IBM and her family moved to Northern California. When she was in 6th grade her family relocated once again to Eugene, Oregon where her father worked as a physics professor at The University of Oregon. When it came time to go to college, the obvious choice would have been to go to her home-town college where her father worked, but instead she chose Oregon State University, 50 miles north, in Corvallis, Oregon.

She graduated with a Bachelor of Arts degree from Oregon State and then attended Oregon Health Sciences University in Portland where she received her dental degree in 1982.

Dr. Peticolas, practiced in Salem and Mill City, Oregon from 1982 until 2007 when she married and moved to Stockton, Kansas. She now lives in Damar, Kansas with her granddaughter and all her pets!! Anyone who knows her, knows how much she loves animals of all shapes and sizes. She is an avid horse-woman and enjoys trail riding (at a really fast trot). She attends local gaming events and has been active in the sport of endurance riding for nearly 25 years.

​Dr. Peticolas is still a student of dentistry and eager to learn and expand her knowledge and skills as a dental practitioner. She is a member of the American Dental Association, the Academy of General Dentistry, and is president-elect for the Kansas AGD for 2016.

Charles Schultz, MD

Specialty: General Surgery

Education:
University of Kansas School of Medicine 1979-1983
Residency- St. Luke’s Hospital/University of Missouri at Kansas City 1983-1989
Doctorate of Medicine- University of Kansas School of Medicine 1983

Board Certified:
American Board of Surgery

Lavelle Ellis, MD

Specialty: Gastroenterology

Medical School:
University of Kansas School of Medicine, 1986

Fellowship:
Wayne State University,
Gastroenterology
Royal Free Hospital, Hepatology

Residency:
University of Kansas School of Medicine, Internal Medicine

Board Certifications:
American Board of Internal Medicine, Internal Medicine and Gastroenterology

Memberships:
American Gastroenterological Association, American College of Gastroenterology,
American Association of Liver Disease.

Luann Evert, APRN

Specialty: Cardiology

Education and Training

Medical Degree(s)

Masters in Nurse Practitioner and Nursing Education, Fort Hays State University, Hays, KS
BSN, Fort Hays State University, Hays, KS

Patricia Crawley, MD

Specialty: Cardiology

Specialty:
Cardiology

Medical School:
University of Kansas School of Medicine, Kansas City

Residency:
Internal Medicine, University of Kansas School of Medicine, Wichita

Fellowships:
Cardiology, University of Tennessee Graduate School of Medicine, Knoxville

Board Certified:
Internal Medicine, Cardiovascular Disease

Scot Bandel, DPM

Specialty: Podiatry

Bio:

Dr. Bandel is Board Certified by the American Board of Foot and Ankle Surgery in the area of Foot Surgery. He is a member of the American College of Foot and Ankle Surgeons and the American Podiatric Medical Association.

Dr. Bandel is a Western Nebraska native, who attended undergraduate school at Chadron State College, in Chadron, Nebraska and then went on to pursue a Doctor of Podiatric Medicine at Des Moines University. In 2006, Dr. Bandel completed a 3-year surgical residency at Hennepin County Medical Center, a Level 1 Trauma Center, in Minneapolis, Minnesota.

​Dr. Bandel treats a vast number of foot and ankle ailments, both surgical and non-surgical, including but not limited to plantar fasciitis, hammertoes, bunions, sprains, fractures, and diabetic foot care needs. 

​During his time not spent with patients, Dr. Bandel is a very active member of his church and enjoys camping and spending time with his family.

Leann Zimmerman, APRN

Specialty: APRN
Location: Rooks County Hospital

Bio:

Leann Zimmerman, APRN, is a family and psychiatric nurse practitioner who has been providing health care services for over 30 years in rural Kansas.  She also provides a wound care clinic service for inpatients and outpatients at Rooks County Health Center.

Her clinical interest is being a patient advocate and providing care that makes a positive difference in others’ lives.

She lives in Hays with her husband, Jayme. They have 6 children. She enjoys many sports and family events.

Education:

Bachelor of Science in Nursing- Fort Hays State University

Master’s Degree in Counseling- Fort Hays State University

Master’s Degree in Nursing- Fort Hays State University

Clinical Nurse Specialist, Psychiatric Mental Health- Wichita State University

Family Nurse Practitioner- Fort Hays State University

Jerome M. Molstad, PA-C

Specialty: PA-C
Location: Rooks County Hospital

Bio:

With over 35 years of experience, Jerry was one of the first physician associate’s in Kansas to provide locum coverage to rural and small-town hospitals.

He spent most of his career supporting underserved areas and fulfilling his military obligations including separate deployments to Iraq and Kuwait.

A native of Colby, Jerry is always on the move enjoying hiking, skiing, travel, camping, flying, motor paragliding and John Deere equipment restoration. When possible he assists with EMS and firefighting. Jerry is the busy father of six.

Medical Education:

  • Doctorate of Medicine – University of Kansas School of Medicine 2016
  • Master of Public Heath – University of Kansas Medical Center 2014
  • Bachelor of Arts in Political Science – University of Kansas 2005
  • Bachelor of Science in Journalism – University of Kansas 2005

Military Education:

  • Air Command and Staff College
  • Air University, Maxwell AFB, AL (Squadron Officer School)

Certifications:

BLS, ACLS, ATLS, PALS, TCMC

Beth Oller, MD

Specialty: Family Practice
Location: Rooks County Hospital

Bio:

Dr. Beth Oller is a family medicine physician who graduated from Wesley Family Medicine Residency in Wichita.

She is delighted to work in the community of Stockton and build a practice at the new clinic. Clinical interests include maternal/child care, quality improvement, and rural medicine/access to care.

In her free time she likes to spend time with her family. She also likes to read, cross-stitch, and explore Kansas.

Education:

  • Residency: Wesley Family Medicine Residency Program; Wichita, KS; 2011
  • Doctorate of Medicine: University of Kansas School of Medicine; 2008
  • Bachelor of Science in Nursing: University of Kansas; 2002

Mike Oller, MD

Specialty: Family Practice
Location: Rooks County Hospital

Bio:

Dr. Mike Oller is a family medicine physician who graduated from Wesley Family Medicine Residency in Wichita.

He is pleased to live in the community of Stockton and excited to work at the new clinic. Clinical interests include quality improvement, chronic disease management, preventive and procedural medicine.

In his spare time he enjoys spending time with his family. He also enjoys nature photography and gardening.

Education:

  • Residency: Wesley Family Medicine Residency Program; Wichita, KS; 2011
  • Doctorate of Medicine: University of Kansas School of Medicine; 2008
  • Master of Public Health: University of Kansas; 2008
  • Bachelor of Science in Biology: Fort Hays State University; 2003

Emily Decker, PA-C

Specialty: PA-C
Location: Rooks County Hospital

Bio:

Emily Decker is a Physician Associate providing medical services at Rooks County Health Center’s walk-in clinic, Doctors Without Delay. She also worked several years as a Physician Associate at Rooks County’s Post Rock Family Medicine. In 2018 she rejoined the staff of Rooks County Health Center. Emily lives in Hays with her husband Thomas, and their son Grayson. Emily enjoys traveling, reading, crafting and spending time with her family & friends.

Education

  • Bachelor of Science in Mathematics from Fort Hays State University
  • Masters of Physician Assistant from Wichita State University

Certification:

  • Basic Life Support
  • Advanced Cardiac Life Support
  • Pediatric Advanced Life Support
  • Advanced Trauma Life Support