Rooks County Health Center (RCH) offers counseling services to complete applications for private health insurance coverage during the new special enrollment period from March 15 to April 30. This special enrollment period is for those who did not have health insurance in 2014 and have not enrolled in health insurance for 2015. Based on their income, many individuals risk paying a fee for not having health coverage, $95 per person or one percent of household income, whichever is greater. In 2015, this fee will increase to $325 per person or two percent of their household income if a person chooses to remain uninsured.
“Many households didn’t realize that the health care law required health care coverage if you could afford it. And they are just learning now how it would impact their taxes. Recognizing this may happen, a special enrollment period has been made available, March 15 to April 30, to help people avoid the tax in the future and take advantage of health care coverage,” stated Cricket Rice, RCH’s Certified Application Counselor.
Rice helps people complete the application process to enroll in the health insurance of their choice. “ The most important step someone can take to know what their health care options are is to simply complete the application. No one can be denied coverage and based on one’s income, many learn they qualify for premium tax credits and savings on out-of-pocket costs,” said Rice. According to healthcare.gov, eight out of ten people find coverage for $100 or less a month.
The special enrollment from March 15 to April 30 is reserved only for those uninsured in 2014 and 2015. The next open enrollment period for the public will be in the fall. Enrolling in health insurance outside of the open enrollment period requires a life change such as getting married or divorced, becoming pregnant or a change in employment/income. For more information regarding qualifying life change events or private health insurance, contact Cricket Rice at Rooks County Health Center (785) 688-4443 or 1210 N. Washington Street in Plainville.