Does RCH accept my insurance?
Yes, all insurance carriers are accepted by RCH. However, it is in your best interest to learn from your insurance carrier if RCH is considered one of their “network providers”. If your insurance carrier considers RCH outside of their network, contact RCH’s billing department to see if RCH can be included. The benefit of working with a medical provider that is designated as a “network provider” by your insurance carrier can translate into fewer out-of-pocket expenses passed onto you as the patient. RCH also provides a courtesy pre-certification service with regard to major medical procedures such as an MRI, CT Scan, radiology tests or surgery to ensure your insurance will cover the procedure.
If I have insurance, what is my responsibility?
Each time you receive services from the hospital, RCH requests your insurance card for proper claim submission to your insurance provider. After your insurance carrier has paid its portion of your bill, RCH sends you a summarized bill asking for the remaining balance not covered by insurance. If you pay this balance in full within 30 days of the statement date, you will receive a 25% discount as indicated on the bill. If you prefer to pay monthly on the account balance versus paying it in full, call 785-688-4412 to make payment arrangements.
How can I get on a payment plan if I can’t afford to pay my bill all at once?
Call 785-688-4412 for payment arrangements. Financial assistance is available for those who qualify, and RCH can assist in directing you to a number of resources.
What if I don’t have insurance?
If you do not have health insurance coverage, you are responsible for the account balance on the summarized bill once it arrives. If you are unable to pay immediately, a flexible payment option is available by calling 785-688-4412. Financial assistance is also available for those who qualify, and RCH can assist in directing you to a number of resources including helping you to become insured through the Marketplace, see below.
Need Health Care? Apply for Private Health Insurance.
Step 1: Complete Application
Step 2: Pick a Plan
Step 3: Coverage Begins
When to apply:
- Marriage / divorce
- Becoming pregnant / having a baby / gaining or losing a dependant
- Moving out of state
- Change in disability status
- Change in employment / income
- Change in health coverage through employment or other program
Open enrollment for 2020 coverage is November 1 to December 15, 2019. Special enrollment outside of these dates is available if you’ve had a life changing event that qualifies as listed above.
What is needed to apply:
- Home and/or mailing addresses for everyone applying for coverage
- Social Security Numbers
- Employer and income information for every member of your household (for example, from pay stubs or W-2 forms)
- Other forms as necessary based on legal residence, income and employer based programs